About Us
Your Trusted Partner
Full Spectrum Benefits will continuously deliver PROACTIVE, STRATEGIC SOLUTIONS to our clients and be recognized for our THOUGHT LEADERSHIP by all STAKEHOLDERS which includes, but is not limited to: Clients, Vendors and Covered Members.
Our goal is to deliver benefits differently…we do and we will continue to do so. We are intensely focused on our clients and we challenge ourselves to provide our clients with the insights necessary to make critical business decisions. We provide strategic guidance from an independent and unbiased perspective, working with you as a consultant, as your broker or in collaboration with your broker.
Our team works as an extension of your HR and financial team to get a thorough understanding of your business models, internal processes, objectives, daily realities, unique attributes and preferences. Only then can we deliver a customized approach to build a sustainable employee benefits program that enables you to be a leading employer in the new landscape.
The Team
When you work with us, you work with a team who will look at your company from a broad lens to think comprehensively about your business and industry, focusing on the big picture.
Bill Higgins
In 2010 Bill had a thought in his head that he could not ignore. The concept that employee benefits could be delivered more efficiently leveraging technology, relationships and his 20+ years of group insurance experience had to be realized. After many years of working for other firms, the roots of Full Spectrum Benefits, Inc. had to be laid down.
As the Founder of Full Spectrum Benefits Bill is responsible for creating corporate benefit strategies for clients as well as ensuring that the company leverages its relationships with all vendors. His goal is to deliver simple solutions that manage costs and employee satisfaction.
A 1992 graduate of Colby College, Bill began his career as a Sales Representative in Chicago with SunLife of Canada. In 2000 he returned to the East Coast with a renewed focus of helping employers design, deploy and maintain benefit programs that are “best in class”.
Known for his proactive, hands-on approach he has established himself with the carriers, local employers and employees as one of the leading insurance consultants in New England. Bill lives in Hingham with his wife Lauren and three kids; Frank, Jake and Alexandra. You can find him on LinkedIn.
Tiffany Finnegan
Tiffany works closely with clients to develop, design and manage employee benefit programs by aligning the outcomes with the organization’s corporate philosophy and objectives. As a Certified Healthcare Reform Specialist by the Healthcare Reform Center & Policy Institute, Ms. Finnegan provides advice to employers on ensuring compliance with the ACA regulations and finding alternative strategies to mitigate health care cost increases. Tiffany’s strong focus on compliance has helped numerous clients through a comprehensive analysis of their benefit plans and identifying gaps that could lead to legal or regulatory issues.
Tiffany holds a Master’s of Business Administration with a focus in Marketing and Human Resources Management from the University of Massachusetts, Boston and is actively called upon from the community and business groups to share best practices and resources on Health Care Reform, employee communications and wellness programs. She resides in Boston, MA and brings over a decade of benefits plan management experience to the team. You can find her on LinkedIn.