30+ Years of Experience

Deliver Benefits Differently

Full Spectrum Benefits will continuously deliver proactive, strategic solutions to our clients and be recognized for our thought leadership by all stakeholders which includes, but is not limited to: Clients, Vendors and Covered Members.


Our Services

Services We Deploy

HR Consulting

Increasing healthcare complexity, HR managers also now wear another hat; they’re forced to serve as the go-to experts to answer critical and personal questions about their employees’ benefits and medical coverage. At Full Spectrum Benefits we are here to act as employee advocates while resolving benefits or insurance-related matters without involving internal HR resources.

Employee Communications

Engaged employees are highly motivated, providing a valuable, productive and cost-effective service. They make an extra effort or ‘go the extra mile’, making a measurable difference to our results and the value perceived by our customers.

Full Compliance Support

Compliance Support Service has been developed to help employee benefits consultants assist their clients in addressing the most important compliance issues employers face.

Benefits Administration

We help you in the process of establishing, maintaining, and managing benefits for the employees of an organization. Employee benefits typically include medical insurance, pension plans, individual retirement accounts (IRAs), vacation time, sick time, and maternity leave.

Health And Wellness Solutions

Many factors can affect your employees’ ability to perform at their peak, which in turn can affect your organization’s bottom line. To address these challenges, you need an experienced partner to help you create a comprehensive, effective programme that addresses every aspect of employee health and wellbeing.

Health Plan Efficiency And Data Analytics

Analysis gives you the information needed to learn why claims might be unusually high or why employees don’t use their preventive health benefits. With analysis, you can turn data into actionable information and develop solutions to align with your organization’s goals.

Health Care Reform Advisory Services

The Affordable Care Act (ACA), also popularly referred to as “Obamacare” or “Healthcare Reform,” represents the most significant government expansion and regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965. We are here to answer all your questions and issues related to thes regulations.

Employee Benefits Consulting

At Full Spectrum Beneifits we've used our vast experience in the industry to become leading experts in what works and what doesn't in today's challenging and ever-changing environment of benefits administration.

Our Products

A Sampling of The Products We Provide

Health Reimbursement Arrangements

Group Medical

Health Saving Accounts

Flexible Spending Accounts

Defined Contribution Strategies

Voluntary Products

Group Life, Disability

Individual Products

Group Dental

Happy Clients

Who is Using Our Business Solutions

"Bill delivered on everything he said he would…and when we were in panic mode he had no problem talking us off the edge. To get right to the point Bill makes it simple. He makes it simple for us as business owners and he makes it simple for those we cover as employees.”
"In short order we were able to take advantage of his thought leadership, reduce our costs significantly and deliver a benefits package to employees that was actually BETTER than what we had in place. Over the last 5 years we have been able to maintain costs and employees love the fact that Bill and his team are available to answer questions at any time.”
"Bill has been with us from day one and has consistently delivered great service and SERVICES from our days with just 3 employees to our current count of several hundred employees. It is comforting to know he “has our back” when negotiating with vendors, launching an initiative or even educating employees on “what they have and why they have it."
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